Kristen Stebbins

Welcome to the Kristen Stebbins State Farm Insurance Agent office in St. Cloud, MN. My State Farm team and I are proud to serve the communities in Stearns, Benton, Sherburne, and Wright counties. Our office has been a reliable resource for insurance and financial services needs since 2009, and we're dedicated to providing exceptional service to our Good Neighbors.

We offer a wide range of insurance options. If you're considering purchasing a new or used car, contact our St. Cloud team for a no-obligation Auto Insurance quote! We love saving money for our Good Neighbors. Let us help you bundle your Auto Insurance and Homeowners' Insurance today to save! Have you considered what your family would do if you could no longer provide for them? So many of my Good Neighbors don't understand the living advantages of Life Insurance. Let's set up a time to discuss your plans for the future and how we can create a Life Insurance plan that works for you now, and can adjust for your needs in the future! Rent or own a condo? State Farm's Renters and Condo Insurance can help safeguard your belongings. In addition, we offer Business, Motorcycle, and Boat Insurance plans to cater to various needs. With a deep understanding of the local area, we assist residents of St. Cloud, Sartell, Sauk Rapids, and all of Minnesota. Call or stop by our office to discuss your coverage needs!

I'm proud to be a third-generation State Farm Agent, carrying on a legacy that runs deep in my family. My step-father and grandfather, both former State Farm Agents in southern Minnesota, dedicated their careers to helping others. You could say that our shared commitment to serving others has always been at the heart of what we do.

My passion for helping others extends well beyond the office. I am actively involved in our community. I am proud to support the Granite City Lumberjacks, the Alzheimer's Association, Sartell High School Sports, Sartell Hockey, Sartell Track and Field, Sartell Soccer, Sartell Dance Team and Sartell Youth Baseball among others. I am a Sartell Chamber Member and Past Board Member; SSEF Past Board Member; Proud Sponsor of Sartell Music Association and GREAT Theater; Giving back to the community has always been important to me, and I’m grateful for the opportunity to stay involved in ways that make a meaningful impact.

When I’m not working, I love spending time with my two wonderful adult children. I am a huge hockey fan and especially love watching my son play who is currently playing college hockey here in MN. I enjoy boating, pickleball and traveling. My new favorite destination is out east where my daughter lives.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Connect with Kristen for insurance guidance in St. Cloud.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In St. Cloud, you can count on Kristen for personalized service.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Kristen serves St. Cloud, MN and is happy to help with your insurance needs.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Kristen is here to help your St. Cloud household feel covered.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Kristen about your options in St. Cloud.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Kristen is proud to serve the St. Cloud community.